CoverYourAssetsASAP.com Terms & Conditions of Use PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.   By using the CoverYourAssetsASAP.com website (the "Site"), you agree to follow and be bound by these terms of use and agree to comply with all applicable laws and regulations, including United States export and re-export control laws and regulations. It is your responsibility to review these Terms of Use periodically, and if at any time you find these Terms of Use unacceptable or if you do not agree to these terms of use, please do not use this Site. We may revise these terms of use at any time without notice to you. If you have any questions about these terms of use, please contact us. YOU AGREE THAT BY USING THIS SERVICE YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO CONTRACT. CoverYourAssetsASAP.com provides an online legal portal to give visitors a general understanding of the law, entity structure and asset management planning as well as to provide an automated software solution to individuals who choose to prepare their own. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice or apply the law to the facts of your particular situation. CoverYourAssetsASAP.com and its services are not a substitute for the advice of an attorney. CoverYourAssetsASAP.com strives to keep its legal documents accurate, current and up-to-date. However, due to rapid changes in the law, CoverYourAssetsASAP.com cannot guarantee that all the information on the site is completely current. The law is different from jurisdiction to jurisdiction, and is also subject to interpretation by different courts. The law is a personal matter, and no general information or legal tool like the kind CoverYourAssetsASAP.com provides can fit every circumstance. Furthermore, the legal information contained on this site is not legal advice and is not guaranteed to be correct, complete or up-to-date. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area. From time to time, CoverYourAssetsASAP.com may perform certain attorney access services and introduce our visitors to attorneys through various methods, including but not limited to (i) plans of legal insurance, (ii) third party attorney directory listings, (iii) third party limited scope agreements, and (iv) third party attorney referral services. At no time is an attorney-client relationship fostered or created through the performance of any such services. This site is not intended to create any attorney-client relationship, and by using CoverYourAssetsASAP.com, no attorney-client relationship will be created with CoverYourAssetsASAP.com. Instead, you are representing yourself in any legal matter you undertake through CoverYourAssetsASAP.com's legal document service. 1. Privacy Policy. CoverYourAssetsASAP.com respects your privacy and permits you to control the treatment of your personal information. CoverYourAssetsASAP.com's privacy policy is expressly incorporated into this Agreement by reference. When you open an account to use or access certain portions of the CoverYourAssetsASAP.com website or service, you must complete the registration process by providing the complete and accurate information requested on the registration form. You will also be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password. You may not use the account, username, or password of someone else at any time. You agree to notify CoverYourAssetsASAP.com immediately of any unauthorized use of your account, user name or password. CoverYourAssetsASAP.com shall not be liable for any loss that you incur as a result of someone else using your password, either with or without your knowledge. You may be held liable for any losses incurred by Company, its affiliates, officers, directors, employees, consultants, agents, and representatives due to someone else's use of your account or password. 2. Ownership. This Site is owned and operated by CoverYourAssetsASAP.com . All right, title and interest in and to the materials provided on this Site, including but not limited to information, documents, logos, graphics, sounds, and images (the "Materials") are owned either by CoverYourAssetsASAP.com or by its respective third party authors, developers, or vendors ("Third Party Providers"). Except as otherwise expressly provided by CoverYourAssetsASAP.com, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted, or distributed in any way and nothing on this Site shall be construed to confer any license under any of CoverYourAssetsASAP.com's intellectual property rights, whether by estoppel, implication, or otherwise. See the "Legal Contact Information" below if you have any questions about obtaining such licenses. CoverYourAssetsASAP.com does not sell, license, lease or otherwise provide any of the Materials other than those specifically identified as being provided by CoverYourAssetsASAP.com. Any rights not expressly granted herein are reserved by CoverYourAssetsASAP.com. 3. Limited Permission to Download. CoverYourAssetsASAP.com hereby grants you permission to download, view, copy and print the Materials on any single, stand-alone computer solely for your personal, informational, non-commercial use and provided that (i) the copyright and trademark notice appearing below appears in such Materials, (ii) the Materials are not used on any other Web site or in a networked computer environment and (iii) the Materials are not modified in any way. This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes. 4. Links to Third Party Sites. This Site may contain links to Web sites controlled by parties other than CoverYourAssetsASAP.com (the "Third Party Sites"). CoverYourAssetsASAP.com works with a number of partners and affiliates whose sites are linked with CoverYourAssetsASAP.com. CoverYourAssetsASAP.com is not responsible for and does not endorse or accept any responsibility for the availability, the contents, the products, the services or the use of the Third Party Sites or any Web site accessed from a Third Party Site, or any changes or updates to such sites. CoverYourAssetsASAP.com makes no guarantees about the content or quality of the products or services provided by such sites. CoverYourAssetsASAP.com is not responsible for webcasting or any other form of transmission received from any Third Party Site. CoverYourAssetsASAP.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by CoverYourAssetsASAP.com of the Third Party Site. You acknowledge that you bear all risks associated with access to and use of content provided on Third Party Sites and agree that CoverYourAssetsASAP.com is not responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on a Third Party Site. Although it cannot make an absolute guarantee of system security, CoverYourAssetsASAP.com takes reasonable steps to maintain security. If you have reason to believe system security has been breached, contact us by e mail for help. If CoverYourAssetsASAP.com's technical staff finds that files or processes belonging to a member pose a threat to the proper technical operation of the system or to the security of other members, CoverYourAssetsASAP.com reserves the right to delete those files or to stop those processes. If the CoverYourAssetsASAP.com technical staff suspects an user name is being used by someone who is not authorized by the proper user, CoverYourAssetsASAP.com may temporarily disable that user's access in order to preserve system security. In all such cases, CoverYourAssetsASAP.com will contact the member as soon as feasible. CoverYourAssetsASAP.com has the right, in its sole and absolute discretion, to (i) edit, redact, or otherwise change the content of any Forum posting, (ii) re-categorize any post to place it in a more appropriate category, or (iii) delete any post that is determined to be inappropriate, including but not limited to offensive language and advertisements. CoverYourAssetsASAP.com reserves the right to refuse service to anyone and to cancel user access at any time. Your Rights and Responsibilities as a CoverYourAssetsASAP.com User: You are not required to provide your real name when signing up as a user of CoverYourAssetsASAP.com. CoverYourAssetsASAP.com permits anonymous or pseudonymous accounts. Any user may request that such member's e-mail address be hidden to provide for additional privacy. If you have a complaint about the behavior or posts of another user, it is your responsibility to attempt to resolve the conflict, typically by contacting that person directly, if possible. Normally, CoverYourAssetsASAP.com staff will not take a role in mediating conflicts between you and other users. CoverYourAssetsASAP.com does not take responsibility for your behavior or that of other users. Notwithstanding the foregoing, should such a complaint or conflict arise, the user or users may request that a CoverYourAssetsASAP.com moderator intervene and attempt to resolve any dispute. Any such request is not a guarantee that a moderator will (i) intervene, (ii) intervene in a timely manner, (iii) resolve the dispute in favor of one party or the other, or (iv) successfully resolve the situation. The decision to intervene rests with CoverYourAssetsASAP.com, in its sole and absolute discretion. You agree to help protect your account and the security of other users by guarding your password. If you have reason to believe your password has been compromised or there has been any unauthorized use of your account, contact CoverYourAssetsASAP.com via email as soon as possible. 5. NO WARRANTY. THE SITE AND ALL MATERIALS PROVIDED ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, CoverYourAssetsASAP.com EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. CoverYourAssetsASAP.com MAKES NO WARRANTY THAT: (A) THE SITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, OR ANY MATERIALS OFFERED THROUGH THE SITE, WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS. ANY MATERIALS OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. CoverYourAssetsASAP.com SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE. 6. LIMITATION OF LIABILITY. IN NO EVENT SHALL CoverYourAssetsASAP.com, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS SITE OR MATERIALS AVAILABLE FROM THIS SITE, EVEN IF CoverYourAssetsASAP.com HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. 7. Indemnification. You agree to defend, indemnify and hold harmless CoverYourAssetsASAP.com, its officers, directors, shareholders, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site and the Materials. 8. Unsolicited Submissions. CoverYourAssetsASAP.com does not want you to submit confidential or proprietary information to it through this Site. All comments, feedback, information or material submitted to CoverYourAssetsASAP.com through or in association with this Site shall be considered non-confidential and CoverYourAssetsASAP.com's property. By providing such submissions to CoverYourAssetsASAP.com you hereby assign to CoverYourAssetsASAP.com, at no charge, all worldwide right, title and interest in and to the submissions and any intellectual property rights associated therewith. CoverYourAssetsASAP.com shall be free to use and/or disseminate such submissions on an unrestricted basis for any purpose. You acknowledge that you are responsible for the submissions that you provide, including their legality, reliability, appropriateness, originality and content. 9. Compliance with Intellectual Property Laws. When accessing CoverYourAssetsASAP.com or using CoverYourAssetsASAP.com's legal document preparation service, you agree to obey the law and you agree to respect the intellectual property rights of others. You use of the Service and the Site is at all times governed by and subject to laws regarding copyright, trademark and other intellectual property ownership. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content in violation of any third party's copyrights, trademarks, or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any Content you provide or transmit, or that is provided or transmitted using your User ID. CoverYourAssetsASAP.com has adopted a policy that provides for the immediate removal of any content, article or materials that have infringed upon the rights of CoverYourAssetsASAP.com or of a third party or that violate intellectual property rights generally. CoverYourAssetsASAP.com's policy is to remove such infringing content or materials and investigate such allegations immediately. If you believe that your copyright has been infringed, and you would like CoverYourAssetsASAP.com to remove the material in question, please contact us. 10. Inappropriate Content. When accessing the CoverYourAssetsASAP.com website or using CoverYourAssetsASAP.com's services, you agree not to upload, download, display, perform, transmit, or otherwise distribute any Content that is (i) libelous, defamatory, obscene, pornographic, abusive, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; or (c) advertises or otherwise solicits funds or is a solicitation for goods or services. CoverYourAssetsASAP.com reserves the right to terminate or delete such material from its servers. CoverYourAssetsASAP.com will cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms of Use or of any applicable laws. 11. Compliance with Export Restrictions. You may not access, download, use or export the Site or Materials in violation of United States export laws or regulations, or in violation of any other applicable laws or regulations. You agree to comply with all export laws and restrictions and regulations of any United States or foreign agency or authority and to assume sole responsibility for obtaining licenses to export or re-export as may be required. You acknowledge and agree that Materials are subject to the United States Export Administration Laws and Regulations and agree that none of the Materials, or any direct product therefrom, is being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for any prohibited purpose. 12. Children. Minors are not eligible to use the Site, and we ask that they do not submit any personal information to us. 13. Governing Law; Venue. By using this Site, you expressly agree that your rights and obligations shall be governed by and interpreted in accordance with the laws of the State of New York, excluding its choice of law rules. Any legal action or proceeding relating to your access to or use of the Site or Materials shall be instituted in a state or federal court in New York, and in the County of New York City. You and CoverYourAssetsASAP.com agree exclusively and irrevocably to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding. These terms of use expressly exclude and disclaim the terms of the U.N. Convention on Contracts for the International Sale of Goods, which shall not apply to any transaction conducted through or otherwise involving this Site. 14. Copyrights. All Site design, text, graphics, the selection and arrangement thereof, CoverYourAssetsASAP.com.com, Inc. ALL RIGHTS RESERVED. 15. Trademarks. CoverYourAssetsASAP.com, CoverYourAssetsASAP.com.com, all images and text, and all page headers, custom graphics and button icons are service marks, trademarks, and/or trade dress of CoverYourAssetsASAP.com. All other trademarks, product names and company names or logos cited herein are the property of their respective owners. 16. Buy Now. For full and valid payment for a product designated as "Buy Now", CoverYourAssetsASAP.com grants the customer a limited right to access the questionnaire related to the specific product for which the customer has made payment. This section is subject to all other provisions of the Terms of Use including, but not limited to, section six ("NO WARRANTY"), above. 17. Acknowledgement. BY USING CoverYourAssetsASAP.com'S SERVICES OR ACCESSING THE CoverYourAssetsASAP.com WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND AGREE TO BE BOUND BY THEM. Full Disclaimer   CoverYourAssetsASAP.com is not a law firm, and the employees of CoverYourAssetsASAP.com are not acting as your attorney. CoverYourAssetsASAP.com's legal document service is not a substitute for the advice of an attorney. CoverYourAssetsASAP.com cannot provide legal advice and can only provide self-help services at your specific direction. CoverYourAssetsASAP.com does not perform the legal services that an attorney performs. By using CoverYourAssetsASAP.com to assist your self-representation, you agree to the following: ·        I am representing myself in this legal matter. No attorney-client privilege is created with CoverYourAssetsASAP.com; ·        I have been informed of the services that CoverYourAssetsASAP.com is performing, and the cost of these services; ·        Neither the clerk of the County of New York nor any other governmental entity or authority has evaluated or approved CoverYourAssetsASAP.com's knowledge or experience, or the quality of CoverYourAssetsASAP.com's services. ·        I may obtain information regarding free or low-cost legal representation through a local bar association or legal aid foundation and I may also contact local law enforcement, a district attorney or a legal foundation if I believe that I have been a victim of fraud, the authorized practice of law or any other injury. ·        CoverYourAssetsASAP.com is not permitted to engage in the practice of law including providing any kind of advice, explanation, opinion, or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection of forms or strategies. ·        If, prior to my purchase, I believe that CoverYourAssetsASAP.com gave me any legal advice, opinion or recommendation about my legal rights, remedies, defenses, options, selection of forms or strategies, I will not proceed with this purchase, and any purchase that I do make will be null and void; ·        CoverYourAssetsASAP.com exists solely within the County of New York in the State of New York. I agree that regardless of where I reside or where my browser is physically located, my viewing and use of CoverYourAssetsASAP.com occurs solely within the County of New York in the State of New York, and that all content and services shall be deemed to be served from, and performed wholly within, New York, New York, as if I had physically traveled there to obtain the service. I agree that New York law shall govern any disputes arising from my use of this website, and that the courts of the County of New York, state of New York, shall have exclusive jurisdiction over any disputes; ·        I understand that I have the right to rescind any agreement for any CoverYourAssetsASAP.com services within 24 hours of execution by providing CoverYourAssetsASAP.com with a written statement to that effect. Upon rescission of the agreement for services, the CoverYourAssetsASAP.com shall immediately return to the me any fees paid, except fees for services that were actually, necessarily, and reasonably performed on my behalf with my knowing and express written consent. Disclaimer CoverYourAssetsASAP.com is not a law firm, and the employees of CoverYourAssetsASAP.com are not acting as your attorney. CoverYourAssetsASAP.com's legal document service is not a substitute for the advice of an attorney. CoverYourAssetsASAP.com cannot provide legal advice. CoverYourAssetsASAP.com is not permitted to engage in the practice of law. CoverYourAssetsASAP.com is prohibited from providing any kind of advice, explanation, opinion, or recommendation to a consumer about possible legal rights, remedies, defenses, options, selection of forms or strategies. This site is not intended to create an attorney-client relationship, and by using CoverYourAssetsASAP.com, no attorney-client relationship will be created with CoverYourAssetsASAP.com. Instead, you are representing yourself in any legal matter you undertake through CoverYourAssetsASAP.com's legal document service. CoverYourAssetsASAP.com provides an online legal portal to give visitors a general understanding of the law, as well as to provide an automated software solution to individuals who choose to prepare their own legal documents. To that extent, the site publishes general information on legal issues commonly encountered. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice or apply the law to the facts of your particular situation. CoverYourAssetsASAP.com and its services are not a substitute for the advice of an attorney. Although CoverYourAssetsASAP.com takes every reasonable effort to ensure that the information on our website and documents are up-to-date and legally sufficient, the legal information on this site is not legal advice and is not guaranteed to be correct, complete or up-to-date. Because the law changes rapidly, is different from jurisdiction to jurisdiction, and is also subject to varying interpretations by different courts and certain government and administrative bodies, CoverYourAssetsASAP.com cannot guarantee that all the information on the site is completely current. The law is a personal matter, and no general information or legal tool like the kind CoverYourAssetsASAP.com provides can fit every circumstance. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our tools, you should consult a licensed attorney in your area. Visitors to our site may obtain information regarding free or low cost representation through your state bar association or local legal aid office. This site and some of the articles on this site contain links to other resources and businesses on the Internet. Those links are provided as citations and aids to help you identify and locate other Internet resources that may be of interest, and are not intended to state or imply that CoverYourAssetsASAP.com sponsors, is affiliated or associated with, guarantees, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links. CoverYourAssetsASAP.com is not responsible for any loss, injury, claim, liability, or damage related to your use of this site or any site linked to this site, whether from errors or omissions in the content of our site or any other linked sites, from the site being down or from any other use of the site. In short, your use of the site is at your own risk.